K&S Insurance Services | Home, Business and Auto
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K&S Insurance Services look has changed over the years, but we remain cemented on a firm foundation of commitment to the citizens and businesses of our community. Our services reflect this commitment. We have a deeply rooted tradition of providing our clients with the right coverage at the right price. As an established agency in the Huron County area, we continue to grow with the community we have served for years.


With over 100 years of experience combined, we have the knowledge to tailor an insurance program to match those needs and provide you with the best possible coverage. Our staff of qualified, caring professionals will assist you in making your insurance decisions. We provide coverage for businesses throughout the state of Michigan.

K&S Harbor_Beach

Personal Lines:

  • Homeowners Insurance
  • Automobile Insurance
  • Personal Umbrella
  • Inland Marine Coverage
  • Condominiums
  • Secondary/Seasonal Homes
  • Manufactured Home Insurance

Commercial Lines:

  • Commercial Auto
  • General Liability
  • Workers Compensation
  • Commercial Property
  • Equipment Coverage
  • Commercial Umbrella
  • Surety Bonds

Specialty Lines:

  • Motorcycle Insurance
  • Watercraft Insurance
  • RV’s, Snowmobiles and ATV’s Insurance
  • Rental/Vacant Dwelling Insurance,
  • Special Events Coverage